• Risk Management
  • Wellness
    Healthy Together: a wellness program for the Members of Region 5.
  • Quit
    Partners in Quitting: Tobacco Cessation Program.
  • Healthy
    Healthy Discounts: saving money and being healthy feels good.
  • Fit
    Global Fit: a workout for you, not your wallet.
  • Dental
    Smile: open access voluntary dental plan.

Risk Management

The NJPA risk management pool provides superior coverage programs, trainings and services that create extraordinary value for our members.  Value that is created through cooperation with our members and business partners to produce savings through implementing best practices and volume discounts in controlling, and creating stability in, health, dental, life, disability and property and casualty insurance premiums. 

We understand the opportunity cost that our members are facing as faithful public servants providing essential services to their respective communities and appreciate the importance of creating savings, without compromising quality, in the risk management services that all of our members require. 

We are committed to providing the best options at competitive pricing for risk management services that meet the unique needs of our members, their employees, and their taxpayers.

National Risk Management Programs

NJPA offers risk management programs for our members on a national level and includes personal auto insurance, group life insurance, group long-term disability and group short-term disability.  With additional national programs being developed, NJPA provides risk management advantages to you.

Risk Management Local Pool

NJPA offers our Minnesota members Local Pool risk management programs in self-funded health insurance and group dental insurance.  Local members are also able to participate in our National Program offering.

Payment Options